We put you back in control of your future! How? With a series of short sharp effective bootcamps which give you the KNOWLEDGE, TOOLS and CONTACTS to get every facet of your financial life under control. Whether it is the 2.5% p.a. home loan or the most efficient superannuation in the country, we ensure you’re in control and at peak performance or your money back.
“As we say, if you are not assessing you are just guessing”. By the end of our Bootcamps you will have experienced a level of financial self-awareness that you no doubt have never experienced before. Don’t worry we do this in bite sized and or emails over the next nine months until you know exactly where you are, where you want to be AND how to get there, BUT most importantly that you are on track.
A compact squad with a wealth of life experience! We have all been where you are! We’ve all managed to get the mortgage monkey of our backs amass enough real wealth to enjoy a level of freedom most people only dream about. We’ve put together MaxiLife and the Bootcamp Series so that our mistakes, contacts and learning experience aren’t wasted. Oh and over the years we’ve developed a “distaste” for so-called professionals, banks, insurers, financial planners and others that suck the the money out of hard working average people. It’s our bit of revenge 🙂
There are 7 reasons your home loan is high risk and you don’t even know them. They are subtle, insipid, obscure but oh so real. The result of the cosy relationship between politicians, their donors and a disproven economic theory. Click here. If you don’t know what they are how can you protect yourself against them?Read More
A mortgage repayment calculator should answer more than just “How Much Can I Afford” It should answer these five questions;
1. Should you rent or buy?
2. Should you choose a variable or fixed rate, or a combination?
3. Can you avoid mortgage insurance payments?
4. Can you afford to pay off your mortgage early?
5. When should you refinance?
AND check your existing loan for mistakes and overcharging. Home Loan Manager Pro is available for 14 Day FREE TRIAL just click hereRead More
The CBA has refunded hundreds of miliions of dollars in to customers recently because of fraud and overcharging. Find out if you’re entitled to a refund. My commonwealth bank home loan calculator will tell you everything you need to know about your home loan, compare it to any other home loan and tell you if you are owed a refund from the CBA!
There is an amazing amount of fraud by banks in home loans so why would you expect bank fraud in superannuation to be any different? Low fee industry super funds continually outperform bank retail funds while bank shareholders get great returns. Accidental? I don’t think so.Read More
The bank fraud timeline is a horror story especially if you have a home loan. The good news is after reading bank fraud timeline you can FREE TRIAL our home loan checker software for FREE for two weeks. Are you owed thousands of dollars? Readon, find out for FREERead More
How To Save with Our Mortgage Repayment Calculator Today’s question from Jacob a client who is a miner out the top of WA is as we might expect straight to the point. Jacob wants to know how to save with our mortgage repayment calculator. It’s a damn good question as all the marketing the banksRead More
Men in the Top 1% can expect to live until age 87.3, nearly 15 years longer than those in the Bottom 1%, according to research by Stanford economics professor Raj Chetty and seven co-authors.
America’s wealthiest men live longer than their counterparts in any other country, while the poorest have life expectancies comparable to men in Sudan and Pakistan.Read More
2.5%pa Is The Lowest Possible Interest Rate The first thing when working out how to pay off your mortgage early is to make sure you have the lowest possible home loan interest rate. How to pay off your mortgage early is a complicated question. Like all problems breaking it down to its basic pieces makes itRead More
Why do you need to know how to get a home loan calculator for free? You need independent advice because you need to rely on the information. It’s about your affordability You need more features because your decision is not just about the monthly repayment. It’s about being fully informed You need to be aware ofRead More
How Do I Get The Lowest Rate In Australia The question is really “How Do You Get It” Can You Find Out What Is The Lowest Home Loan Rate In Australia On Your Own? Maybe, but probably not I mean look at what main stream media thinks is the best rate in the country…. “AlthoughRead More
Home Ownership in Australia Australian home ownership is amongst the highest in the world. The USA is slightly higher. But what do these figures tell us about home ownership? The proportion of home ownership has been fairly stable for more than fifty years, after rising from 53 per cent in 1947 to 63 per cent in 1954Read More
And The Question IS? The question is really “How Do You Get It” Can You Find Out What Is The Lowest Home Loan Rate On Your Own? Maybe, but probably not I mean look at what main stream media thinks is the best rate in the country…. “Although even the lowest home loan rate onRead More
70% of Australians earn less than the average wage! Wealthy or do you just think you are? The Wealthy are 2.5 times more likely to use tax minimisation schemes That’s according to Saul Eslake reported in the Australian Financial Review, the thing I have a problem with is the word “wealthy” Dictionary.com tells us wealthRead More
Finance Broker : Friend or Foe? Finance broker is actual a very accurate term. To be fair your finance broker is running a business and so he or she needs to feed their family from that business. On the other hand you have to house your family from the money you earn. So there’s theRead More
Mortgage Reduction Strategy That Works? Say that again, A mortgage reduction strategy that works. Isn’t that everyone’s dream? It certainly was mine and took me a lot of time and plenty of mistakes to work it out. BUT….when I found the mortgage reduction strategy that works, look out it works well and works immediately ThreeRead More
ASIC Vs Westpac ASIC Vs Westpac in the courts! If ASIC thinks Westpac is rorting the system shouldn’t you check your home loan? ASIC has today commenced legal proceedings in the Federal Court in Melbourne against Westpac Banking Corporation (Westpac) for unconscionable conduct and market manipulation in relation to Westpac’s involvement in setting the bankRead More
Pay Off Your Home Loan or Super Saver? Where should your money go? Your home loan or super? It should be an either/or answer shouldn’t it? But it’s not, not unless you have all the facts and have done your homework. Oh AND you are going to get your super! The great Australian superannuation swindleRead More
Best Home Loan Rates Start at 2.5% Best home loan rates? I like their idea of “best”!!! I’m so confident that I’ve added links to the major home loan comparison websites in Australia Although they did get a few things right if not the rate…. Best Home Loan Rates from 3.69%* | finder.com.au What’s theRead More
This morning we started marketing the lowest home loan rate in Australia, at Eumundi markets! Launching in a one-one retail environment gives us greater feedback from Clients. But don’t worry everything is still done online. You can get the lowest rates from the comfort of you home! [wpi_designer_button id=’1138′] Print PDFRead More
Most mortgage borrowers don’t know their own home loans interest rates Home loan interest rates are a mystery to over 80% of borrowers according to a recent poll of 1000 home owners. I find that absolutely amazing as home loan interest rates are most home owners’ biggest expense. [wpi_designer_button id=’1138′] Most mortgage borrowers don’t knowRead More
Coffee Needs To Lead To More Productive Work Why? Because going without a couple of cups of coffee can save you thousands of dollars and years of home loan repayments! In fact its not hard for a couple of cups of coffee a day to cost you $170,000.00 click here for the numbers. On theRead More
Interesting Facts About Home Loans The link below shows interesting facts about home loans. More correctly about home loan managers. [wpi_designer_button id=’1138′] 57% of Australian bank managers have between 1-9 years of experience according to www.payscale.com so I’m thinking that would put their average age at around 30-35 years? So when you’re thinking about getting a home loan,Read More
ASIC makes Macquarie refund another $5.5m to clients Macquarie Bank refund not the first Did you pick up on that important word? “ANOTHER”! There’s a quote from the article by Sydney Morning Herald reporters Sally Rose & Joyce Moullakis below “Macquarie Investment Management has reached an agreement with the Australian Securities and Investments Commission (ASIC) to refundRead More
Commonwealth Bank Fees and Charges Commonwealth Bank fees and charges are not the only issues they’ve had of late. Recent allegations of fraud and misconduct have plagued the commonwealth Bank, indeed most banks over recent years. ANZ, NAB, CBA, BankWest are just some of the big names that have been shown lacking in honesty whenRead More
Home Loan Extra Repayment Calculator: Fortnightly Repayments Our Home Loan Extra Repayment Calculator helps you to compare apples with apples. When choosing a home loan proper comparison important. Mortgage Manager Pro takes in every tiny difference you can make in your home loan. It checks for bank mistakes. It’s yours absolutely FREE for two weeksRead More
Home Loan Comparison Isn’t Made Easy By The Banks Home loan comparison isn’t getting easier! But I’m changing that. Using Mortgage Manager Pro home loan comparison is easy as pie. Why Are Rates Rising? I bet you looked at that headline and thought, “aren’t rates falling” the answer to that is a definite maybe! YouRead More
Lowest Home Loan Rates In Australia Australia’s lowest home loan rates are becoming available to a far wider borrower base. Technology is empowering people as it never has before, people just like you. Right now Australia’s lowest home loan rates start at 2.5%p.a. with our investor pack. [wpi_designer_button id=’1138′] Australia’s lowest home loan rates areRead More
The Top Ten Regrets Of The Dying The top ten regrets of the dying are laid bare by “The Daily Positive” and mesh very well with my philosophy of “winning the battle to take it easy”. We are a long time dead and you’ll note no one said they should’ve sacrificed more or worked harder.Read More
Humans Have So Much More Potential Than We Realise! It’s funny isn’t it? Until you turn twelve you have unlimited potential. Think back to those childhood years, adults said you could be anything, an astronaut, a fireman, a juggler or a race car driver. What happened? After twelve you have to be “realistic” whatever theRead More
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Choose A Broker Who Is Different Credit Mediation Services is my guest Author today. Credit Mediation Services as the name suggests are the people you go to when you’ve got a credit problem. As I’ve said before the bank is not your friend so if you’ve got a problem you need people around you whoRead More
1 Way To Dump Your Past Mistakes “A Group of New York Inmates Have Outdebated Harvard University’s Team – The Top Ranked Team In The World Last month inmates of the Eastern New York Correctional Facility challenged the Harvard Team to a debate at the maximum security lock-up.” Source: BBC Past Mistakes Don’t Define YourRead More
Westpac Interest Rates on The Rise Westpac Interest Rates Westpac interest rates are on the rise up .2% as of yesterday. You can check on them by clicking here. Why are Westpac Interest Rates On The Rise? Well as Michael Pascoe says, it’s about bank executive bonuses. Forget the smoke screen about capital ratios. ItRead More
Economics Isn’t What Politicians Tell You It Is Real Economics Vs Political Economics I know, I know, you hear politicians talk every day about the economy. You hear it on the radio and TV explaining why your home loan interest rates are high or low, why the price of petrol doesn’t make sense and whyRead More
The Wisdom of Hindsight 5 Home Loan Tips from Bill The other day I spoke to my Father on the phone and was talking to him about my blog and how my first “topic” was home loans. He just said, “I wish I knew then What I know now.” It occurred to me that skippingRead More
Things To Do When You’re Debt Free? Hit The Top 5 Indian Restaurants In Bangkok There are lots of things to do when you’re debt free! Anyone who knows me knows I’ve got a few great passions. Food and Asia being two, so when you can combine them well, you’re on a winner. Bangkok isRead More
Do you need a formal education? “The Machine” tells you to get a formal education, go to school study hard and get a good job. But is that really true? Can you get ahead with no formal education My view is that it depends on you. If you have a clear goal in life andRead More
Make Somebody’s Day This is a great thing to do. It’s fun, you meet new people and its just nice makes you feel great too. Build Your Confidence by Playing The Compliment Game This advice comes from writer and author Ramit Sethi of I Will Teach You To Be Rich as part of his newRead More
Payed Off The Home Loan? What Would You Learn If You’d Payed Off The Home Loan? Strange question? Well the fact is that without a reason you will probably never be able to say, “I’ve payed off the home loan” But if you’ve got the reason I’ve got the tools, click here for the bestRead More
7 Ways to Watch the NRL Grand Final Live “Watch live Live near Sydney? The NRL Telstra Premiership Grand Final will commence on Sunday Olympic Park’s ympic Park’s ANZ Stadium. In addition to soaking in the live atmosphere of the match among 80,000 fans, there will also be a performance from ancient rock gods ColdRead More
Tax Havens – They’re costing us hospitals, Schools you name it, It’s stealing The economist Gabriel Zucman, a protégé and co-author of the French economist Thomas Piketty, has published a new book that attempts to document money hiding out in tax havens. Mr. Zucman’s book, “The Hidden Wealth of Nations,” documents just how dramatic the recent riseRead More
How To Live A Life With No Regrets If you are going to win the battle to take it easy you have to live a life of no regrets. Don’t get to the end of the journey wishing you done other things. I’m all about freeing yourself from the daily grind getting rid of theRead More
Don’t Pay Less Tax? Who Are The Leaners? Here we have a company owned by one of the richest men in the world. In an industry that gets billions of dollars in subsidies and they pay less tax than the average Australian. They pay less tax than anyone in fact they pay nothing on $15Billion ofRead More
Paid Off Your Home Loan ? – 20 Things to do with Time & Money Unless you’ve got a job with National Geographic Magazine you may need to have paid off your home loan to give you the dollars and time to do those things you really want to. (If you’re serious about paying off yourRead More
Luckily 99.999% of home loan broker s are great A big part of the reason a home loan broker gets in the business is because they like people, they like helping people and your home loan broker wants you to like them. So it isn’t so much the individual you need to worry about. TheRead More
What Matters in Life? What Do We Really Wish For? “At the end of our lives, what do we most wish for? For many, it’s simply comfort, respect, love. BJ Miller is a palliative care physician at Zen Hospice Project who thinks deeply about how to create a dignified, graceful end of life for hisRead More
It comes in July and you might think its not much but for many people it can pay off their home loan quicker by five years. Our home loan calculator and bank checker software can show you how to pay off home loan quicker using your tax refund. Mortgage Manager Pro is yours FREE for aRead More
How would no home loan repayments change your life? One of the great things about paying off your home loan faster is not just the money you save but the time you have to learn new skills engage in new hobbies. Click here to for our FREE TRIAL of mortgage manager Pro, learn how toRead More
“Emotions can cloud our rational decision-making. By adopting the perspective of an outside advisor, psychologist Dan Ariely says we can inject some rationality into our cognitive processes. Ariely’s new book is titled Irrationally Yours (Available on Amazon).” How To Think This is one simple trick to teach you how to think. “When you think aboutRead More
A Home Loan Calculator On it’s Own Isn’t Enough Paying off your home loan and saving hundreds of thousands of dollars isn’t easy. It requires hard work, dedication, and perseverance. Though not as much as you think. Good habits can replace a lot of effort. A home loan calculator is great but it isn’t enough (MortgageRead More
At MaxiLife I’m about helping you Max your life instead of your credit cards. Over the years I’ve learned a few things about what people who Max their life do and the main thing is they set a solid foundation of action that takes them through the hard times and difficult decisions like a hotRead More
Property Investing? You don’t need to be a genius As Michael Yardney says, “Property investing is certainly not rocket science and while you don’t have to be a genius to succeed in real estate, it never hurts to learn from great minds when trying to achieve great things.” Michael should know his newsletter, Property Update,Read More
What Sort Of An Example Are You? Tough question but I’ve gotta say you won’t get anywhere if you just ask the easy ones. Print PDFRead More
10 Simple Ways To Pay Your Home Loan Off Early 1. Make more frequent payments. Sounds simple enough, but setting this as a goal is essential to your overall strategy to pay your home loan off early. If you have any free cash, don’t let it sit around in your bank account – put it straightRead More
FACT #1 – Banks Make Mistakes Three of Australia’s largest banks have been caught overcharging 445,000 clients more than $57 million. FACT #2 – Banks Are Driven By Profits Your mortgage repayments have been set up to maximise the amount of interest you pay over the life of your loan, generating easy profits for theRead More
Choosing a home loan can be difficult. This introductory guide will help you decipher the different components of home loan comparison offerings. Whether you are a first-time buyer looking for a home loan or a current owner looking to refinance your existing home loan, this introductory guide will help you decipher the different components thatRead More
Quite simply it means more of the burden is placed on you. “The community will be shocked to learn that many of Australia’s largest corporations can legally eliminate the need to pay tax at all or reduce their tax bill to a rate of 10% or less. “This report raises serious concerns about Australia’s largestRead More
Investment Property Interest Rates 1990 – 2014 What if investment property interest rates go up? This question we hear all the time from new investors. Your interest bill is the biggest overhead you have, so its a good question, when investing in property. The graph above shows the interbank lending rate for the years betweenRead More
Fundraising for charity at MaxiLife appoints Andrew Hewett At MaxiLife we’re placing our fundraising for charity efforts into top gear. We’ve appointed of Andrew Hewett as Fundraising Events Manager. Andrew has over twenty years experience in the hospitality industry. He’s spent years fundraising for charity. The Noosa Yacht and Rowing Club, where Andrew was Secretary Manager,Read More
What would a population of 70,000,000 mean to investment property growth? Investment Property Research : What To Watch Investment property research into growth looks at what causes changes in supply and demand, it is that simple. So what are the things that are most important to increasing the value of your investment property? Increases in population AffordabilityRead More
Our Client, Nathan a time poor truck driver based in a mining town in Western Australia realised he was not evening close to achieving his retirement goals even though he was single and earning over $100,000 a year. It was the old story he was making more money but spending more and paying more tax.Read More
Courtesy of the ASIC’s property investment page The benefits Most of us know how great property investment has been over time as we’ve seen a parents’ and our own homes go up in value Property can be less volatile than shares or other investments You can earn rental income and benefit from capital growth (ifRead More